Hi, I'm Dhruv

Founder - Iceberg Tribe
PresentProduct Incubator for emerging niches using AI & research
Business Head - Kotak Cherry
PreviousLeading the first & only Bank + Advisor app
- Set-up Growth, Products, AI/ML team, Service & Operating team
- Platform overhaul - improved app rating from 3.2 to 4.3
Co-founder - Moneycalc & Finpin
PreviousFounded and led two fintech ventures
- First fintech in Facebook FBStart Incubator
- Runner-up Dell Startup Challenge
Head of Operations - Aditya Birla Wealth
PreviousLed operations for assets > 10,000 Crs
MBA
2008Indian Institute of Management Bangalore
Mechancial Engineering
2002Delhi College of Engineering
Kairos: The Essence of the Fleeting Opportunity
The Greek word kairos captures the essence of an opportunity—ephemeral, striking, and laden with consequence. Unlike linear time (chronos), kairos denotes a qualitative moment, a pivotal juncture where action or inaction shapes destiny. Its origins stem from notions of splitting or division, referencing vulnerability, precision, and the critical "right place" or "right time."

In art and mythology, kairos was personified as a swift, youthful figure with a lock of hair on his forehead and a bald crown, symbolizing the need to seize the forelock before the moment escapes forever. His attributes—winged feet, a razor, and scales—emphasized speed, decisiveness, and balance. The concept transcended into moral and political realms, blending with notions of fortune (fortuna) and opportunity (occasio), representing the delicate interplay of chance, preparedness, and action.
Kairos challenges us to recognize the fleeting nature of pivotal moments in life. It teaches us that these moments, while sudden and ephemeral, carry immense transformative potential. One is reminded of the courage it takes to grasp fleeting opportunities. Whether in art, politics, or personal life,kairos reveals the intersection of preparation, intuition, and decisiveness. In the end, it is not merely about recognizing the moment but having the presence of mind—and heart—to seize it.