Hi, I'm Dhruv

Founder
A journey of Innovation and Leadership in Technology & Finance

Founder - Iceberg Tribe

Present

Product Incubator for emerging niches using AI & research

Business Head - Kotak Cherry

Previous

Leading the first & only Bank + Advisor app

  • Set-up Growth, Products, AI/ML team, Service & Operating team
  • Platform overhaul - improved app rating from 3.2 to 4.3

Co-founder - Moneycalc & Finpin

Previous

Founded and led two fintech ventures

  • First fintech in Facebook FBStart Incubator
  • Runner-up Dell Startup Challenge

Head of Operations - Aditya Birla Wealth

Previous

Led operations for assets > 10,000 Crs

MBA

2008

Indian Institute of Management Bangalore

Mechancial Engineering

2002

Delhi College of Engineering

Kairos: The Essence of the Fleeting Opportunity

The Greek word kairos captures the essence of an opportunity—ephemeral, striking, and laden with consequence. Unlike linear time (chronos), kairos denotes a qualitative moment, a pivotal juncture where action or inaction shapes destiny. Its origins stem from notions of splitting or division, referencing vulnerability, precision, and the critical "right place" or "right time."

Kairos

In art and mythology, kairos was personified as a swift, youthful figure with a lock of hair on his forehead and a bald crown, symbolizing the need to seize the forelock before the moment escapes forever. His attributes—winged feet, a razor, and scales—emphasized speed, decisiveness, and balance. The concept transcended into moral and political realms, blending with notions of fortune (fortuna) and opportunity (occasio), representing the delicate interplay of chance, preparedness, and action.

Kairos challenges us to recognize the fleeting nature of pivotal moments in life. It teaches us that these moments, while sudden and ephemeral, carry immense transformative potential. One is reminded of the courage it takes to grasp fleeting opportunities. Whether in art, politics, or personal life,kairos reveals the intersection of preparation, intuition, and decisiveness. In the end, it is not merely about recognizing the moment but having the presence of mind—and heart—to seize it.

Contact

If you'd like to get in touch with me, you can reach out to me through the following channels:

Dhruv Arora